10 Type of Fellow Christians You Must Avoid If You Want To Be Happy With Yourself

By Dave Omokhodion.

God encourages us to love one another as christians. We are to love each other in respective of the gender, social status, tribe, denomination or tongue. By doing this, the Bible says that the world will know that we are one in Christ. 1 Thessalonians 4:9, Hebrew 13:1

However there are certain christians among us who are difficult to relate with. They are brethren, quite alright. But they have certain attitudes that everyone should be careful about. 

They could be every good thing you can think of in the church; good singers, nice Sunday school teachers, dedicated ushers, good in evangelism and several other activities.

But their behavioral attitudes are nothing to talk about. As genuinely saved christian, you have to be very careful with them or else you will be having issues regularly.

These set of believers are as follows:

1.  Christians who are quick to judge or condemn fellow christians over an issue even before hearing or knowing exactly what happened. They are rumours carriers. 

2.  Christians who don't believe you're both equal before God just because of disparity in social status, educational background or ethnicity. If you're not in their class, you're never a real christian.

3.  Christians who always disrespect fellow christians because they feels they are better off financially and spiritually. The opinions of others are always secondary as far as they are concerned.

4.  Christians who easily feels happy by belittling or making mockery of fellow christians. They always see themselves as the best among others.

5. Christians who are ungrateful. No matter how much you do, it is never good enough for them.

6. Christians who are inconsistent in what they tells you. Their words and actions never go hand in hand.

7. Christians who are always full of pride,  braging about themselves, their families, their jobs or businesses. They use every available conversation to show why you should see them better than you.

8. Christians who don't have empathy towards other fellow believers. They don't know how to be of help to the needy even when they have more than enough to give.

9. Christians who reach out to you only when they need something, not when you need them. As far as they are concerned you are not in existent except they need help from you. 

10. Christians who always exaggerate over everything they have or acquired. If they have one thing they will tell you it's more than one. They lies expressly.

All these types of Christians doesn't add value to ones faith, rather they poison the faith of other. And if you don't avoid them you might end up having issues with them on regular occasion.

What to Do When You are Getting 'Broke' Financially

By Dave Omokhodion 

Everyone always have financial challenges at certain period of time. It might not be as serious as to some people. And what could be termed as 'broke' might not mean the same thing to  everyone.

Notheless, not having money to do what someone want to do at a particular time can be referred to as being broke or short of money. The situation can be so painful. 

Sometimes it could be avoided if you plan ahead of it. But in a situation where it can not be helped there are ways you can handle the situation.

1. Recognize and assess the situation on time. Don't be mad at yourself. Take stock of your income, the expenses you are making , the debts on your table, and savings you have, if any all.

2. Consider those essential expenses you can attend to like rent, utilities and food, and focus solving them.

3. Cut down your expenses. Reduce non-essential spending, cancel subscriptions, and negotiate bills.

4. Seek assistance. If possible reach out to local non-profits organisations, churches, or government agencies for help.

5. Sell off those unuseful items in your possession to generate cash. They can be anything, ranging from electronics, clothes or household items.

6. Don't rely only on your regular income, consider a side hustle too. Explore  part-time job or engage in buying and selling.

7. Always communicate well with your creditors. Explain your situation and negotiate payment plans or temporary relief.

8. Find a way to manage debt repayment. Focus on high-interest debts first, like those from microfinance banks, online loans companies and individual money lenders.

9. Try to build an emergency fund. You can be setting apart some money to address unexpected expenses.

10. Stay positive and patient. Carry a winning attitude outlook. 

Remember, being broke is a temporary situation. By taking proactive steps and seeking help when needed, you can work towards financial stability and recovery.

What you should know about Debt as a Christian and how to handle it.

Anybody can go borrowing. There are times as a person when we have some expenses to make and the finance is not available. The next option could be to borrow, whether as a Christian or unbeliever.

There are several advantages of borrowing money. And there are several disadvantages too.

* One of the advantages,  first of all, is that it calm down your tension regarding the issue you are having at hand. If the money you borrowed is enough to solve the problem you become relief and get merrier.

* The second advantage is that it takes away shame from your face. You nolonger feel that your situation is worst than every other person's own. You can go about your activities with ease.

* And the third advantage is that it momentarily allow you to focus on standing on your feet again. With better plan, you are able to bounce back and recover what you have lost.

However, there are some disadvantages of borrowing money to solve problems. No matter how you view it, it can not clean off these facts.

* One, you have become a 'slave' to your creditor. You consciously or unconsciously signed up the deal. And he is at liberty to tell you what he wants and how to get back his money.

* Two, everything you are doing financially is tied round on paying back your debt. Even if you are in a pay job or still investing in your business you are daily conscious about it.

* Three, you don't have the liberty to spend your money freely for fear of being noticed by your creditor. He might not be around you but the wall have ears.

* And fourthly, in terms of the inability to pay back the loan, your problem becomes double.

There are several stories of people whether christian or unbeliever who have been badly affected as a result of loan. They never imagine the situation will go the other way. As the creditor come asking for his money the blood pressure shoot up and eventually lead to heart failure or stroke. 

As a Christian there are some ways we need to apply when deciding to borrow or have borrowed loan, in order to avoid heartbreak or failure. It doesn't matter whether the loan is from an individual, club, association, church, microfinance or bank.

First and foremost, seek God's directive. Remember God promises to guide your heart in the way you should go. Pray concerning the plan, Prov. 16:3. Don't be lured into it by somebody or any circumstance. 

Two, don't borrow more than what you can repay. Understand that it is better to chew what you can shallow rather than allowing it to hang in your throat.

Three, seek peace and understanding with your creditor. As long as it takes you to settle the debt, you must know for sure that you're a slave to your creditor and therefore must be in good terms with him Matthew 18:27.

Four, don't run away from your debt. Remember you are not the first to owe or be in debt. Control your action and emotion. Your creditor can not just kill you for owing, knowing fully well that your death will not recover his money.

Five, pray for favour. Avoid the temptation of borrowing to pay your creditor, rather seek for favour from God. He can bring people who can assist you freely. Isaiah 41:10.

Six, if you know you don't have the courage to borrow don't try it. Channel your thoughts to other directions, like asking seriously for help from your local church, club, association, colleagues, relatives and good friends. And even if nothing still happen, don't cross the line, stay positive because miracles still happens, 2 King 4:7

In conclusion, try to avoid loan  embarrassment as a Christian. Don't put God in a hot seat by borrowing loan to do wedding, burial, naming ceremony or graduation. If you can't take the pain, sew your clothes according to your size.

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